Some of the best people to learn from are those who have done something already. For retirement, that rule of thumb is quite often proven correct. According to GOBankingRates surveyed retirees to find out what they would do differently if they had to do their retirement saving all over again
Started Saving Earlier
The answer to “When can I retire?” depends on when you started saving. GOBankingRates asked retirees what they would have done differently in their youth, and over 40 percent said they would have started saving earlier.
The sooner you start setting aside money, the sooner that money can go to work for you with the power of compound interest. Even if it’s just a small amount to get started, you can build good habits and build your savings over time.
Maximized Employer Plan Savings
Many employers offer matching contributions, which is essentially free money. If your employer matches your contributions per paycheck, make sure you spread your contributions over the entire year. Nearly 7 percent of retirees in the survey responded that they would take more advantage of their employer plans if they could do it over again.