Used Alternative Retirement Savings Accounts
Employer plans aren’t the only way to save for retirement. More than 7 percent of retirees wished they had explored alternative ways to save, such as an IRA or Roth IRAs. You have more control over the investments — and fees — that you pay in your IRAs.
Another common response when retirees were asked what they would do differently was to spend less. More than 20 percent of retirees chose this answer.
Saving a few dollars here and there might not sound like much, but over time, learning how to save can really add up.